SafeAuth binds a biometric liveness token to every high-value payment — making SIM swap, deepfake, and social-engineering attacks cryptographically impossible to succeed.
Attackers port your phone number in minutes, intercept OTPs, and drain accounts before banks detect anything.
AI-generated video and voice bypass passive liveness checks that rely on motion or photo detection.
Victims are manipulated into authorizing transfers themselves — making traditional fraud detection blind.
Attackers pivot from mobile to web to branch — exploiting the gap between siloed authentication systems.
ECDSA-P256 liveness token bound to a 23-field canonical transaction digest. Nine cryptographic checks run before any payment is released.
Pre-transaction SIM swap check via live carrier API (Vonage / GSMA CAMARA). Flags compromised SIMs before the payment even reaches authorization.
AI-powered dual-gate for in-branch transactions. BARS risk scoring detects insider collusion and forged-document fraud at the teller level.
Cross-channel SafeHold extends transaction authorization to web and browser sessions — closing the pivot gap attackers exploit after a SIM swap.
CarrierGuard queries the carrier API in real time. If the SIM was swapped in the last 4 hours, the transaction is held before biometrics are even requested.
The user completes an active liveness challenge on their enrolled device. Challenge parameters are ephemeral and transaction-bound — not replayable.
The device signs a canonical digest of 23 transaction fields with the user's private key. The token is cryptographically bound to amount, recipient, and timestamp.
The server runs nine sequential checks — signature, liveness, carrier, time-skew, replay, amount, device binding, cross-channel hold, and policy — before releasing funds.
Biometric liveness token · 23-field digest · 9-check framework
AI dual-gate · behavioral risk scoring · insider collusion detection
Pre-transaction SIM attestation · carrier release gate · eSIM detection
Cross-channel SafeHold · web enrollment · closed-loop recovery
AI-assisted authorization · adaptive risk scoring · temporal weighting
We're in early discussions with banks and fintech partners in Southeast Asia and the US. Reach out for a demo or partnership inquiry.
✉ support@saonlinedemo.com